Borrowing can help you in different ways. It can help you pay off debts and bills on time. It is an ideal decision to borrow if you have the required potential to pay back loans on time.
Not able to visit the doctor since the month’s salary has been exhausted fully? It is an urgent need that you cannot call off. The situation is indeed confusing. You can sail through it by getting affordable payday loans from direct lender in the UK.
Forget about dipping into other savings meant for extreme situations when you are with CashFacts, a direct lender. You just let us know about your plight. We will bring the best-personalised solution to you.
We handle our lending responsibility very seriously. After conducting affordability checks only, we will be able to give you assurance about loan approval.
Getting access to this small funding option would mean you can take pleasure of:
Life is undisturbed until a sudden bill crops up. You can count upon payday loans that may be available on high approval chances (subject to affordability check) to regain the missing financial respite.
Switch to quick loans when you need a sudden infusion of cash flow. What would you do if the dryer had stopped working? To be unworried during such a critical financial situation, you need to:
Any short-term funding offered on the basis of affordability signifies this type of loan option. The wait till the next paycheck to clear unforeseen outgoings has been shortened. Now, you need not stretch payment until you receive your next salary.
The best thing about responsible lending for payday loans is that you can find a suitable range to take out money and repay feasibly.
| How much can I borrow with a payday loan? | £100 to £1000 |
| What is the loan repayment term? | A few days to 1 month |
| How quickly can I get the money? | Within 24 hours, but after a soft affordability check |
| What are the fees and interest rates? | No extra fee is involved, but interest rates will be higher than standard loans. |
We are here to get you covered for any form of small necessity. Feel free to opt for any amount that should fall within the range. Most importantly, the amount must match your financial capacity also.
An ideal amount is something that should:
After reflecting on your financial potential, you must get a quick loan with soft credit check. Only then can you find an offer that suits your capacity. You have to think of repayment, which will not be bothersome when you apply with us.
We assure you about a few things that our services will offer you. These are:
Our approach is very easy to understand with uncomplicated processes and conditions. We prioritise providing you with a borrowing facility and ensuring your affordability. It is, in fact, the vital parameter based on which we decide to approve these quick financing options.
We know that getting a payday loan on guaranteed acceptance nothing less than a blessing when you are in a tight financial spot. These loans allow you to withdraw money for a trivial need and repay in the short term.
You can strengthen your chances of approval for small loans accessible ahead of payday by taking care of a few things like:
Share your credentials carefully
The online application is a vital document that helps us understand you. Be patient and take the time to add the details we have asked for. Don’t hide any information that can impede the borrowing process! When every element is on point, you will already be ahead.
Verify your credit scores
Don’t treat borrowing as a step to get back the financial momentum in your life! It is a pivotal decision and should be taken with caution. Check if your circumstances are favourable for borrowing. All it needs is an evaluation of your free credit report that is easily obtainable from any of the three credit agencies. You will automatically gain some edge with good credit scores.
Ask for a suitable amount
You will be able to fetch an assured loan acceptance if you borrow what you can exactly pay for. Stay away from borrowing without a purpose.
It is easy to feel tempted and opt for an unrealistic amount for your budget. Just remember that you have to pay more for what you will borrow. The cost amplifies when you take more than what you can afford.
Upgrade scores (in case of bad credit)
We know how bad creditors might feel deprived. Therefore, here is a tip for them. Work on your credit scores if these are not favourable. It will surely help ensure high approval for payday loan from a direct lender like us. Still, it is subject to an affordability check.
When you search for loans with the assurance of successful approval, many results will show up. However, lenders blindly supporting your loan request are a rare existence. It is not practically possible to choose a loan that guarantees approval.
We being responsible lenders, look forward to easing up some conditions to improve your chances of getting bad credit payday loans with direct lender facilities.
Our way of working on your financial problems is different. We focus on facets that are least important for financial institutions.
Income: We will evaluate your current income to make sure you can repay as per schedule.
Affordability: We will validate if present bills are being paid on time to ensure you are financially in a position to afford repayment.
No guarantor payday loans: These are very small loans to borrow up to £1000. Therefore, you don’t need a guarantor, and you will be solely responsible for paying back the amount on your next payday.
Improvement in credit scores: You are taking steps to improve your credit scores. It shows if you are serious about your financial stability.
We have designed this platform so that borrowing becomes effortless in the hour of crisis. We aim to present you with the best experience as a borrower. You must have come across various lenders who promise to offer a fancy borrowing experience while we focus on practical issues.
We will define what payday loans from direct lenders in the UK would look like.
Unsecured borrowing
You will surely jump with happiness once realising that borrowing with us would not cost you any of your assets. Losing possession of assets is your biggest fear. This unsecured payday loans option enables you to borrow funds in a collateral-free manner. It is great news even for the tenants and the non-homeowners also.
Entry allowed for all income
Having an income stream is what seems valid for us. Our loan solutions are within your reach regardless of the type of income you have. It could be:
It means getting payday loans for benefits claimants is not impossible from a direct lender like us. Still, a credit check will be conducted to assess your affordability.
No hidden fee element
Our fee structure highlights the fee that is being charged. No brokerage is included due to the non-involvement of brokers. Above all, our charges are practical, and we don’t impose any upfront fee later.
Feasible nature of repayment
Borrowing solves the financial problem for the time being. For complete recovery, repay successfully within terms that are kept quite flexible.
Nightmares happen despite effective managing of monthly payments. You sometimes need extra cash to fulfil a financial obligation you are not expecting. You can cash in benefits gift-wrapped with our loan offerings during these times.
We have put together our facilities in such a manner that should contribute towards improving your financial situation.
Online expedience
To get started with us, you can simply drop an online application. Completing the online form would take minutes. Be careful while you enter details which will directly reach us after submission.
Easy to qualify
Our requirements are not tough to satisfy. Conditions are very basic and practical simultaneously so that you can qualify easily.
Credit history remains unharmed
You are at the right place if you want to get payday loans with no hard credit check. Our process involves soft checks that will be mild on your credit profile.
Delivery of cash in a flash
We will not stretch the process upon approval on emergency cash loan and will deliver money immediately to your checking account.
Transparent terms and conditions
We like to have clarity in our approach. You can communicate with us directly in case you have any confusion regarding terms and conditions.
The main reason behind getting a loan is to serve some purposes. Payday loan available on high approval chances has the power to wipe off the financial worries from your life. These loans have versatile usability. Therefore, you can use it to meet any urgency like:
At CashFacts, we try to figure out the best financial solutions for the diverse problems of our borrowers. We never compromise with our lending ethics. We have tried to balance our policies and borrowers’ necessities.
We facilitate different opportunities for our borrowers in the form of:
Borrowing can help you in different ways. It can help you pay off debts and bills on time. It is an ideal decision to borrow if you have the required potential to pay back loans on time.
It is not advisable to fetch back-to-back loans. First, complete the repayment of the existing loan. Then, you can borrow next. Ideally, leave a gap of some time to borrow consecutively.
There is no limit as such, but it is advised not to apply for these loans too often. These are very high-interest-rate loans, which can catch you in a debt spiral. Instead, consider applying for a payday loan in the event of a financial emergency. Otherwise, look for another alternative.
Since payday loans have a high cost, you will find other alternatives comparatively beneficial. For example, you can look for short-term loans online in the UK, which are accessible for a larger amount (up to £10,000) for a longer duration (maximum of 60 months).
Getting a loan will never hurt your scores until you delay the repayment. Your credit scores will suffer if you skip payment of loans. Make sure to pay back loans on time.
Such small loans have no significant impact on your credit score, but repaying them on time can help improve your credit score. However, considering payday loans are highly expensive, applying for them repeatedly can damage your score.
No, we don’t impose any pre-payment charges on our borrowers. We advise you to pay back before time to get relief from debts and pay extra interest fees.
You need to inform us as early as possible if you have any trouble repaying the loan amount. We can provide a few more days to repay, considering your recent financial performance. If you don't repay, there will be late payment charges or possible legal action against you.
Yes, we do.
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