No Money Left After Payday? Here’s What You Can Do…

Think of a situation. You are watching your favourite Netflix drama or action film, and suddenly the power goes off. You get to know that the power has run out in the area and it might be a massive issue from the electricity generating unit. If you have some backup plan, then you can make …

Mistakes You Should Avoid When Trying to Escape Debt

Before taking out a loan A: I want to buy a new mobile phone, but I do not have enough savings.B: Don’t be on edge. Why not borrow some money?A: That’s a great idea. After taking out a loan A: The debt is rising. My heart sinks.B: What can I do?A: Excuse me? How can …

5 Kinds of Unsecured Debts You Need to Know

Wait! Wasn’t the word ‘unsecured’ meant for loans? Well, the word unsecured may apply to a good many things apart from a loan. Debts are unsecured too. This is the reason you see this post. The fundamental reason to say this is the presence of the collateral. The collateral is an asset against which a …

Why Finance Apps May Give You Better Money Management

Managing money is not a challenge these days. You have a lot of ways to aid yourself with it. But, the real deal is we need to manage it effectively in spite of the rollercoaster ride our personal finances go through.  Earning money and spending it balanced can be a challenge, though. We are living …

Household Debt in the UK: How Do You Measure Up?

Household debt is the amount of money that people have borrowed for things like mortgages, credit card bills, and student loans. In the UK, people are taking on more debt than they used to. Recent reports say that the average UK household now owes about £58,000, and many are having trouble making payments. People need …

How Negotiating with Lenders Can Get You Relief

Debts exist, and they are a reality. They aren’t bad, though. But, because they are a payment we still need to make, they keep on playing at the back of our heads. And that’s uncomfortable! In order to come up with a good debt consolidation package, you are to find a way for yourself. Look …