Why is it difficult to get a loan if you are unemployed?

John Brown, during an interview with a financial advisor of CashFacts, Cassandra Smith, recalls his unexpected layoff last year in October. “All details are ingrained in my memory,” he said. “It was a pleasant, warm, sunny morning when my boss called me in his cabin and asked me to get the papers, and that came …

What are Some Benefits and Risks of Fast Holiday Loans?

Before confirming your next holiday accommodations and ticket bookings, analyse your finances. Identify your purse and plan the best way to finance the trip. Holiday loans prove one of the best ways to finance your dream vacation. You can use it to pay for accommodations, hire a personal taxi, and pay other associated costs. However, …

Get Bad Credit Loans with No Guarantor as A Benefits Recipient

Is it possible for you to secure loans while living on benefits? Will the lender accept your bad credit without asking for any guarantor? These questions are sure to bother you when there is no steady income. If you go by the traditional idea of borrowing, this might seem unachievable. Lenders have stringent rules and …

Can I obtain CCJ loans with no guarantor from a direct lender?

Obtaining a loan might be difficult. This is especially true if you already have financial difficulties due to a County Court Judgment (CCJ). Chances are still there in the form of CCJ loans and no guarantor from a direct lender. First, demonstrate your ability to pay back on schedule. Then, complete our applications online and …

What Is a Holiday Loan, And How Do You Get It?

Holidays do not come cheap. Therefore, if you are planning your next holiday gateway, you need enough cash. Your dream holiday may prove expensive with rising travel costs, accommodation bookings, and flight tickets. Wherever possible, it is best to use your savings. However, consider a holiday loan if your savings are earmarked for something important …

7 Things to Bear in Mind before Consolidating Debts

Combining your debts into one payment seems to be an effective solution when you are juggling multiple debts. Still, there are various factors you should take into account before you finalise your decision. There are numerous methods to deal with your mounting debts, and the most popular strategies include debt avalanche and debt snowball. Still, …